Make College Possible - Pennsylvania's 529 College Savings Program


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About Vanguard

About Vanguard

Vanguard serves as investment manager for the Pennsylvania 529 Investment Plan.

Three words—trust, value, and commitment—describe why millions of investors have made Vanguard their financial home since its founding more than 30 years ago. Vanguard is well known for its dedication to seeking outstanding performance, superior service, and low costs. Vanguard is also client-owned, so it makes every decision with only its shareholders' investment needs in mind. Because Vanguard is committed to keeping costs at the lowest reasonable levels, more of your investment returns can keep working for you.

In 1976, Vanguard introduced the first index mutual fund for individual investors. These broadly diversified, low-cost investments seek to track the performance of market indexes—not beat them—by holding all or a representative sample of the securities in their target indexes. Today, Vanguard is a recognized leader in offering index funds.

The guarantee is that, when used for qualified higher education expenses, your contributions will grow at the rate of tuition inflation at a Tuition Level that you choose. If the applicable GSP Credit Rate at the time a contribution is made has a premium, however, your rate of growth will be lower than the actual rate of tuition inflation at your Tuition Level by approximately the rate of the premium. Premiums do not, however, alter the way in which the dollar value of your account is determined. When used for qualified higher education expenses, each GSP Credit will still have the full value of the actual per credit tuition cost. The guarantee is an obligation of the Pennsylvania GSP Fund only. The guarantee is not backed by the full faith and credit of the Commonwealth of Pennsylvania, and is not an obligation of the Commonwealth of Pennsylvania, the Pennsylvania Treasury Department, Upromise Investments, Inc., Upromise Investment Advisors, LLC, or any other party. The GSP is not insured by the Federal Deposit Insurance Corporation or any other government agency.

For more information about the Pennsylvania College Savings Program—529 Investment Plan, download a Disclosure Statement or request one by calling 800-440-4000. Investment objectives, risks, charges, expenses, and other important information are included in the Disclosure Statement; read and consider it carefully before investing. The Pennsylvania Treasury Department serves as Distributor and Underwriter. If you are not a Pennsylvania taxpayer, consider before investing whether your or the designated beneficiary’s home state offers any state tax or other benefits that are only available for investments in such state’s qualified tuition program.